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Usage Guide

A quick tour of JARVIS's key features.

💰

Budgeting · Auto SMS tracking

Automatically parses SMS from 15 major Korean card issuers and 18 foreign-currency approvals and logs them to your ledger. Card abbreviations like 'Samsung2571' are mapped to the standard issuer, and merchant/category are auto-suggested.

🧾

OCR transactions · Year-end tax sim

Snap a single photo on the add-transaction screen and OCR fills in amount, date and items from receipts or payslips automatically. Payslips split out base pay, taxes and deductions for one-tap entry, and the year-end tax preview card simulates spend and expected refund side by side on a single screen.

💳

Credit cards · Upcoming statement

Link billing date, credit limit, and payment account, and preview the upcoming statement (next-due total) per card by seeing transactions that have accrued up to the next billing date. Installment purchases are automatically split across months. Billing dates appear on the calendar and the home-screen "Upcoming payments" widget. Foreign transactions show both the original currency and KRW, with limit-utilization at a glance.

🏦

Loans · Insurance · Assets

Auto-generate repayment schedules for equal-payment, equal-principal, and bullet loans. For insurance, just enter the payment cycle and duration and monthly premiums are managed automatically. Portfolio support for 8 asset types including stocks, crypto, and real estate.

📅

Schedule · Calendar

Month, week, and day views. Recurring events. Two-way Google Calendar and CalDAV sync. Loan/insurance dues and card billing dates all appear in one calendar.

🗺️

Place search & map integration

When you enter a place, search via Kakao Map to save the address and coordinates, then tap once to open the Kakao Map app or web. User-entered labels (meeting-room names, etc.) are preserved as-is.

🔗

Schedule sharing & RSVP

Create a public link from the event detail's share button, and recipients can reply Yes/No/Maybe without signing in. Signed-in recipients get the event added to their calendar automatically, and the host is notified instantly.

🌅

AI daily planner · morning briefing & evening reflection

Every morning at 7, the AI sums up today's routines, tasks, and events in a single line and sends a morning briefing. At 9:30 PM it gently reflects on your day and helps you handle unfinished tasks by moving them to tomorrow, organizing them, or turning them into projects. It also suggests Tomorrow's One Thing. Notifications arrive based on your timezone.

📓

Journal · one-line diary and mood log

At the bottom of the evening reflection screen, you can record a one-line journal entry together with today's mood (7 levels). Saved journals can be reviewed and edited from the 'My Journal' button in the header or the journal section of the schedule calendar, and appear as small colored mood dots on calendar cells. With a one-entry-per-day policy, saving again on the same day updates the existing entry.

🤖

AI chatbot · voice conversation

Ask in natural language about expenses, income, or schedule, and JARVIS answers instantly — and can add transactions or events directly. Use the mic button for real-time voice conversation. Enter the chatbot via the free daily quota, rewarded ads, or JARVIS credits.

🖼️

Chatbot image analysis → instant memos

Attach a photo in the chatbot's text mode and AI turns meeting notes, documents or receipts into a structured memo. Follow-up todos are extracted from the same result, so a memo plus its action items are created in one shot. Use the chatbot as a true multimodal assistant — text, voice and image in one place.

🎙️

Voice · PDF · Text attachment analysis

Attach voice recordings, PDFs or text files to the chatbot and JARVIS automatically summarizes and extracts the key points. Credits are charged per minute or per MB, with a rewarded-ad option available.

🔐

Password Vault

Manage all your site IDs and passwords in one secure place. Face ID / Touch ID / device passcode unlocks a 5-minute session that auto-relocks when the app goes to background. Passwords are stored server-side encrypted with pgcrypto and a Supabase Vault key — plaintext is never visible to a regular DB query. Copied passwords auto-clear from the clipboard after 30 seconds, and the built-in generator creates strong passwords with configurable length and character sets.

📊

Monthly Premium Report

An AI finance coach diagnoses the month's spending, income, budget, and assets — then offers tailored recommendations with theoretical grounding. Charts, action items, and upcoming outflows fit on one page so you can check your finances in minutes.

🧭

Compass · Life Goal Mandala

After 3-4 questions with AI, you complete an 81-cell Mandala chart — 1 core goal, 8 areas, and 64 actions. Send the finished actions straight to todos, routines, or your calendar to execute them, and track progress at a glance with the home card and the 9×9 widget. It also includes 'Edit area' to refine a single area, exporting the Mandala as a high-resolution image for wallpaper use, and an archive to keep and switch between multiple Mandalas.

Todos · GTD × Eisenhower

Manage GTD's five statuses (Inbox / Today / Scheduled / Someday / Done) and the Eisenhower urgency-importance matrix on one screen. Speak a single sentence and AI sorts the todo by status, schedule and tags; quadrant badges (DO / SCHEDULE / DELEGATE / DELETE) make priority obvious at a glance. Group todos by project and get an automatic weekly review.

🔁

Routines · Build daily habits

Add daily routines, check them off each day, and grow habits with streak counts. Group routines by time of day (morning/afternoon/evening/night) and pick which weekdays they repeat. The wizard lets you add multiple routines at once from recommended templates. Stats show your streak and weekly/monthly completion rates, and you can surface routines on the calendar to see them next to your events.

📲

Home screen widgets

See "This month's ledger", "Today's events", and "Upcoming payments" on iOS and Android home screens without opening the app. Widgets refresh every 4 hours and on app launch, and tapping any item jumps straight to its detail.

📝

Memos · Obsidian sync

Jot down quick sticky notes and push them to the Obsidian vault you set in Settings for permanent storage. Point the app at your Obsidian notes folder and search becomes unified across JARVIS and your vault.

📖

Wiki · Personal knowledge base

Write Markdown notes in folders and link them with [[wikilinks]] — tap to jump between notes, and backlinks show what references each one. Embed images and attachments inline with ![[image.png]], and see how everything connects in the force-directed graph view. Your notes and attachments sync both ways with a local Obsidian vault, and you can promote a sticky memo into a wiki note. The AI chatbot can search your wiki and cite notes, and you can edit everything from the browser at jarvis.sncbears.cloud/wiki.

🔄

Obsidian connection · Vault sync

You set up the Obsidian vault connection in the mobile app (iOS/Android); on the web you view and edit the synced notes. In the mobile app, go to Settings > 'Obsidian note search' and tap the folder icon to pick your Obsidian vault folder (Files/iCloud on iPhone, folder access on Android). Obsidian itself doesn't need to be installed — just a folder with .md notes. Once connected, your wiki notes and images/attachments sync both ways across the app, the server, and the vault. Sync runs automatically when you open the Wiki tab (every 10 min), on pull-to-refresh, and via the sync button on the wiki screen. If the same note is edited on both sides, the newer version wins and the other is kept safe as a 'Name (conflict date).md' copy — nothing is ever lost. Deletes are confirmed first, and removed notes move to a .trash folder so you can recover them. Do the first (large) sync on Wi-Fi.

🔔

Notifications

Alerts fire at the correct local time based on your IANA time zone — before events start, on loan/insurance dues, and on card billing dates. Device-local and server-push notifications are dual-delivered so nothing gets missed.